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Facts about families, poverty and homelessness


The following exercise is derived from national statistics (sources are noted) but put in the context that really matters—the story of an individual family.

Imagine yourself as a mom with two children.  Before becoming a parent, you worked as customer service representative. Although you never made a lot of money, you and your husband were able to rent a place and get by.   

Now hard times have hit. Your husband left and it turns out so have your savings.  You have no family in the area and all your friends are trying to make ends meet too.  What are your options?

  

A)  You go on welfare.  When you leave welfare and get fulltime employment, what will your hourly wage be? What is the average wage for individuals leaving welfare?

$6.15          $7.00          $8.06          $10.00  (Upjohn Institute for Employment Research)

  

B)  OK, that’s not a lot, but you can cut corners.  After all, how much do you need to make per hour working a 40 hour week to be able to afford a 2 bedroom apartment in the area?  What hourly wage allows you to afford a fair-market rental in the area?

$9.73          $11.65        $17.32        $19.28  (National Low Income Housing Coalition)

 

C) How many hours do you have to work at the average wage you receive leaving welfare (question A) to afford this apartment (question B)?

46      67      86      93  (National Low Income Housing Coalition)

  

D)  So other areas are going to have to be cut back.  If sometimes you need to go to food pantries and other emergency food sources you would be like one out of every _____ people in this country each year.

12      25      50      100  (Hunger in America 2006 Study)

 

E) The employment you get, two part-time jobs, does not offer medical insurance, adding more stress to your budget.  Your children join the ______children nationally who do not have health care coverage.

2.9 million: 1 in 25

3.7 million: 1 in 20

7.4 million: 1 in 10

8.1 million: 1 in 9  (US Census Bureau:  2007)


F) You work, but you are still a low-income family (as defined by the USgovernment).  What percentage of low-income families with children have at least one working parent?

29%            43%            75%            81%  (NationalCenter for Children in Poverty)


G) Your youngest daughter is not in school yet.  But the cost of childcare is more than the tuition at a public college. Beside your state, how many other states have this disparity?

9                 20               33               44  (National Association of Childcare Resource and Referral Agencies)


H) You have lost one of the jobs you hold, you are behind on the rent, and you need to make repairs to the car.  Shortly you will be evicted.  Families make up what percentage of this country’s homeless population?

12%            40%            49%            65%  (NationalCenter on Family Homelessness)


I) Beside your children, how many kids are homeless in this country over the course of a year?

less than 100,000

150,000-200,000

500,000-750,000

over 1,000,000  (NationalCenter on Family Homelessness)


J) This is what percentage of the overall homeless population?

8%          15%            25%           50%  (National Coalition for the Homeless)

 

Answers:

A: $8.06

B: $17.32 (nationally, many locations will be higher.  You can find this info for your local region at www.nlihc.org/oor2008/).

C: 86 (locally may be more or less)

D: 12 (This is about 8% of the entire US population)

E: 8.1 million

F: 81%

G: 44

H: 40%

I: over 1,000,000 (Approximately 1,555,360)

J: 25%